Kubota Tractor Corporation (KTC) is known for quality equipment and KTC stands behind that equipment with the Kubota-Endorsed Property Damage Insurance. KTC understands the value of your equipment and the value you have for it, and you can ensure your Kubota is protected through Kubota Tractor Acceptance Corporation (KTAC).
Kubota Tractor Acceptance Corporation is a Kubota-Endorsed Property Damage Insurance Agency offering superior protection to Kubota equipment owners.
Since our founding in 2007, over 1 million pieces of equipment have been covered through KTAC Insurance Agency. Our number of loyal customers has increased significantly due to our competitive rates, understanding of the Kubota line of products, and first-rate service. KTAC Insurance Agency provides the same quality, innovation, and value customers expect from Kubota.
Benefits Include:
KTAC Insurance Agency provides Kubota-endorsed property damage insurance designed specifically for eligible Kubota equipment.
The coverage is intended to help protect equipment against many unexpected physical-damage events that can occur while a tractor, mower, utility vehicle, or construction machine is being owned and used.
KTAC is different from a manufacturer warranty or maintenance plan. It addresses qualifying physical damage and loss rather than ordinary maintenance, normal wear, or mechanical breakdown.
For exact coverage, eligibility, exclusions, and claim requirements, the insurance policy and KTAC Insurance Agency should always be treated as the controlling sources.
Depending on the policy and circumstances, KTAC coverage can apply to many of the risks Kubota equipment owners encounter while working, transporting, or storing their machines.
Examples identified by KTAC and Kubota include:
Actual coverage depends on the policy terms, exclusions, cause of loss, and insured equipment.
KTAC is designed with mobile equipment in mind.
One important distinction from some general property policies is that qualifying equipment can have protection while it is away from the owner's property and while it is being transported.
That can be especially important for Eastern Iowa customers who move equipment between:
Because coverage always depends on the policy and circumstances, customers should verify the details of their own KTAC coverage before transporting or using equipment away from home.
No.
KTAC insurance and a Kubota warranty address different types of risk.
A manufacturer's warranty generally addresses covered defects or qualifying equipment failures during the applicable warranty period. KTAC is property damage insurance intended for covered accidental losses and physical damage.
KTAC specifically distinguishes its insurance from normal wear and mechanical breakdown.
That means a tractor that needs routine maintenance or develops a mechanical problem may require service or warranty support, while a machine damaged by a covered accident or event may involve an insurance claim.
Next Gen Equipment can help customers determine which department or resource is the appropriate next step.
Kubota Credit Corporation, U.S.A. requires equipment financed through its programs to remain insured against physical damage or theft during the finance agreement.
KTAC is Kubota's endorsed property-damage insurance program and may be available as part of the equipment-financing process for qualifying customers.
Eligibility, premium structure, financing terms, and available policy options depend on the individual transaction and current program requirements.
When purchasing or financing Kubota equipment through Next Gen Equipment, ask the sales team to explain the current insurance requirements and available KTAC information before finalizing the purchase.
KTAC states that qualifying insured equipment can receive protection while in transit.
This can be relevant when moving a Kubota tractor, mower, RTV, compact excavator, skid steer, compact track loader, or other eligible machine on a trailer between properties or jobsites.
Owners should still use a properly rated trailer and tow vehicle and follow all applicable loading, securement, braking, inspection, and transportation requirements.
Insurance protection does not replace safe equipment-hauling practices.
If insured Kubota equipment experiences a potentially covered loss, the first step is to follow the KTAC claims process.
Customers should be prepared to provide information about:
KTAC may work with an authorized Kubota dealership during the damage-estimate and repair process.
Coverage decisions, claim settlement, reimbursement, and repair authorization remain subject to the insurance policy and insurer.
Next Gen Equipment is a full-service Kubota dealership in Cedar Rapids.
When appropriate, our Service and Parts teams can support the repair side of Kubota ownership with equipment inspection, damage evaluation, genuine Kubota parts, and professional repair services.
The insurance company determines whether a loss is covered and how the claim will be settled. Next Gen Equipment's role is to support the equipment and customer as an authorized local Kubota dealer.
This creates a more coordinated ownership experience for customers who purchased their Kubota equipment locally and need help getting the machine back to work after a covered event.
Farm, acreage, construction, landscaping, and commercial equipment is regularly exposed to conditions that differ from ordinary household property.
Kubota equipment may be:
A policy created specifically for equipment can address risks that may not be handled the same way under a general homeowners or property policy.
Customers should compare their existing insurance with the requirements of their Kubota financing agreement and their actual equipment use.
KTAC may be worth discussing if you are purchasing or financing eligible Kubota equipment such as:
The appropriate insurance solution depends on ownership, financing, equipment use, existing policies, and individual eligibility.
Protecting a piece of equipment involves more than insurance alone.
A complete ownership strategy can include:
Next Gen Equipment supports those needs from one Cedar Rapids dealership, giving Eastern Iowa Kubota owners a local resource throughout the equipment lifecycle.
Next Gen Equipment serves Kubota owners throughout Cedar Rapids and surrounding Eastern Iowa communities, including:
Customers can contact our Cedar Rapids team with questions about Kubota equipment purchases, financing, KTAC information, Parts, Service, attachments, and long-term equipment support.
KTAC is a Kubota-endorsed insurance program designed around eligible Kubota equipment. Eligibility and policy availability depend on current KTAC requirements and the individual transaction.
No. KTAC is property damage insurance. An extended warranty or protection program addresses different types of covered equipment failures and repair needs.
KTAC identifies mechanical breakdown and normal wear and tear as exclusions. Mechanical problems should generally be addressed through equipment Service, applicable warranty coverage, or other protection programs.
KTAC states that its coverage can protect qualifying equipment off-property and while in transit, subject to the terms and exclusions of the policy.
KTAC states that insured equipment can have in-transit protection. The exact circumstances and coverage are controlled by the individual policy.
Contact KTAC Insurance Agency and follow its current claims process. You may also need to arrange for the equipment to be inspected by an authorized Kubota dealership so a damage estimate can be prepared.
Next Gen Equipment is a full-service Kubota dealership in Cedar Rapids. Depending on the damage and claim process, our Service and Parts departments can assist with inspection, parts, and repairs while the insurer handles coverage and settlement decisions.
Kubota Credit Corporation, U.S.A. requires financed equipment to remain insured against physical damage or theft during the finance agreement. Ask Next Gen Equipment about the current requirements that apply to your transaction.
Kubota equipment is an important investment whether it is used on a farm, acreage, commercial property, or construction site.
If you are purchasing or financing Kubota equipment from Next Gen Equipment, ask our Cedar Rapids team about KTAC and the other ownership-support options available with your machine.
For questions about exact policy coverage, eligibility, premiums, exclusions, or claims, consult KTAC Insurance Agency and the applicable insurance documents.
Follow the links below to navigate to the KTAC Insurance Agency website.